Frequently Asked Questions

Does Cheerful round up online transactions?

Yes, Cheerful will round up all transactions on your linked account, whether that is online or at a physical location.

What types of accounts does Cheerful support?

You may link the credit card, debit card, or checking account of your choice as long as the account is aiisued by one of the 10,000 issuing financial institutions, banks and credit unions available in the database.

How do I make sure I don’t send too much money per month?

You can set a monthly limit on your donations. The minimum monthly limit is $5.

As a nonprofit, how can I get involved?

Contact or pick a plan here.

How secure is Cheerful?

As secure as it gets. No banking credentials or sensitive financial data is ever stored.

How do I track how much is donated?

We send email alerts to users to help them keep track of donations. Users can also send themselves a receipt at any time.

What are Cheerful’s fees?

Cheerful is free to donors. Processing fees and nonprofit plans are detailed here.

What portion of a donation made on Cheerful is tax deductible?

Tax deductibility for a donor is based on the total amount donated to any given certified 501(c)(3) nonprofit. Nonprofits pay the processing costs of donations. Donors have the option to increase their donation by an amount equal to the processing fees, so the nonprofit realizes the full amount of the intended donation. For example, if a donor elects to cover the processing fee on a $25 donation, then it is likely the increased amount (i.e. $25.82) would be tax-deductible. That is the rule of thumb, but Cheerful does not provide tax advice so please consult your local tax professional about what portion of the full donation amount can be claimed as a charitable contribution.

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